TOTO
KSA licence
Not licensed in United States
Payouts: instant with Trustly. Not licensed in United States.
TOTO is the online sportsbook and casino of Nederlandse Loterij, the Dutch state lottery group, run by TOTO Online B.V. under KSA licence 1601 since 2021 (renewed to 2031) on OpenBet. Netherlands only, with iDEAL deposits and instant payouts.
Sister bookies Danske Spil (Oddset), Jouez Sport (Loterie Romande), Mise-o-jeu (Loto-Québec) +5
Pros and cons
Pros
- Owned by the Dutch state lottery group; KSA-licensed since 2021, renewed to 2031
- Withdrawals normally arrive within an hour via Trustly instant payouts
- Free live streams for account holders, plus Bet BuilderSame game parlaySeveral picks from the same match combined into one bet, such as a goalscorer plus the total of goals. The bookmaker prices the combination itself. In the glossary → and early payout
- Welcome campaign with no wagering requirementsPlaythroughHow many times you have to bet a bonus, sometimes plus your deposit, before you can withdraw anything won with it. In the glossary →
- Sportsbook, casino and live casino in one account and app
Cons
- Netherlands only
- Deposits by iDEAL only: no cards or e-wallets
- Fined €400,000 by the KSA (2022) for advertising to 18–24-year-olds
- KSA binding AML instruction over customer monitoring (2025)
- Small welcome offerWelcome offerThe bonus a bookmaker gives new customers, often free bets or a match on the first deposit. Always read the wagering, minimum odds and expiry first. In the glossary →, only for customers aged 24+, changing with each featured match
Trust Score 8.2
Worked out the same way for every bookmaker, from the facts on this page.
- Licence9.0 KSA
- Payout speed10.0 Instant with Trustly
- Payment choice5.0 2 of 5 kinds: bank, local methods
- Bonus terms10.0 No wagering
- Betting features8.6 6 of 7 key features
- Safer gambling4.0 Deposit limits, Self-exclusion
Paid placement never changes a score. How we score
Features
Products
- Casino: yes
- Live casino: yes
- Poker: no
- Virtual sports: yes
Betting
- Live betting: yes
- Live streaming: yes
- Cash out: yes
- Bet builder: yes
- iOS app: yes
- Android app: yes
- Crypto payments: no
Safer gambling
- Deposit limits: yes
- Self-exclusion: yes
Not checked yet: Esports, Time-out
Countries
TOTO operates in 1 country.
Available in these countries1
- Netherlands
Company and licences
- Licences
- Kansspelautoriteit (Netherlands)
- Group
- Nederlandse Loterij
- Platform
- OpenBet
- Founded
- 2021
Sister bookies
Bookmakers with the same owner or the same betting platform as TOTO. Same platform often means the same odds and similar terms.
- Danske Spil (Oddset) Not available in the United States
- Jouez Sport (Loterie Romande) Not available in the United States
- Mise-o-jeu (Loto-Québec) Not available in the United States
- Pamestoixima Not available in the United States
- PlayNow Not available in the United States
- TAB Not available in the United States
- Veikkaus Not available in the United States
- World Sports Betting Not available in the United States