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United States

18+
Paf

Paf

DGOJ licence EMTA licence VID licence +2 licences Not licensed in United States

Payouts: instant with Pay by Bank. Not licensed in United States.

Ålands Penningautomatförening, owned by the Government of Åland since 1966, with its surplus going to public-benefit causes. Kambi-powered sportsbook on paf.fi (Finnish and English), paf.se, paf.ee, pafbet.lv and paf.es.

Sister bookies betPARX, BetRivers, 1×2 +9

Pros and cons

Pros

  • Owned by the Government of Åland; surplus goes to public-benefit causes
  • Licensed in Åland, Sweden, Estonia, Latvia and Spain
  • Wager-free welcome offerWelcome offerThe bonus a bookmaker gives new customers, often free bets or a match on the first deposit. Always read the wagering, minimum odds and expiry first. In the glossary → on paf.fi (4 x €5 free betsBonus betA bet token from the bookmaker. In most cases only the winnings are paid, not the token’s own value. In the glossary →)
  • Kambi sportsbook with cash outCash outSettling your bet before the event is over, for an amount the bookmaker offers at that moment. Useful to lock in some profit or cut a loss. In the glossary →, bet builderSame game parlaySeveral picks from the same match combined into one bet, such as a goalscorer plus the total of goals. The bookmaker prices the combination itself. In the glossary → and live bettingLive bettingBetting while the event is already under way. Odds move with every goal, card or point. In the glossary →
  • Real-time withdrawals to Finnish bank accounts

Cons

  • 2021: Finnish Supreme Court €250,000 community fine for negligent money laundering
  • 2019: Spelinspektionen SEK 100,000 fine + reprimand over self-exclusion failings
  • Finland: Åland licence only; national Finnish licensing starts July 2027
  • Offers, payments and languages differ between national sites

Trust Score 8.6

Worked out the same way for every bookmaker, from the facts on this page.

  • Licence9.0 Spelinspektionen, Åland
  • Payout speed10.0 Instant with Pay by Bank
  • Payment choice8.5 4 of 5 kinds: cards, e-wallets, bank, local methods
  • Bonus terms10.0 No wagering
  • Betting features8.6 6 of 7 key features
  • Safer gambling4.0 Deposit limits, Self-exclusion

Paid placement never changes a score. How we score

Features

Products

  • Casino: yes
  • Live casino: yes
  • Poker: yes
  • Esports: yes

Betting

  • Live betting: yes
  • Live streaming: yes
  • Cash out: yes
  • Bet builder: yes
  • iOS app: yes
  • Android app: yes

Safer gambling

  • Deposit limits: yes
  • Self-exclusion: yes

Not checked yet: Virtual sports, Crypto payments, Time-out

Countries

Paf operates in 6 countries.

Available in these countries6

  • Estonia
  • Finland
  • Latvia
  • Spain
  • Sweden
  • Åland Islands

Company and licences

Licences
Dirección General de Ordenación del Juego (Spain), Maksu- ja Tolliamet (Estonia), Valsts ieņēmumu dienests (Latvia; IAUI until March 2026), Spelinspektionen (Sweden), Government of Åland (Ålands landskapsregering)
Group
Paf
Platform
Kambi
Founded
1966

Sister bookies

Bookmakers with the same owner or the same betting platform as Paf. Same platform often means the same odds and similar terms.

All Paf bookmakers · All Kambi bookmakers